Sailing SV Cordelia · video

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Steve and Annette left the UK in 2019 aboard their boat Cordelia and have spent seven years cruising, currently based at Rio Dulce, Guatemala, for a refit.0:59 Annette breaks down the full cost of that period: £135,706.58 (approximately $162,848) for two people and a dog, averaging £19,386 ($23,263) per year.8:08 Three rules kept costs low — anchor everywhere (only four marina stays in seven years), do all work themselves, and spend nothing non-essential.2:18 The largest single-category expense was daily living (food, fuel, diesel, gas, doctors, vets, country entry fees, visas) at £88,484.7:40 Discrete big-ticket items totalled £47,222: flights home to the UK £12,840, a rental property's maintenance costs £12,060, marina fees £8,078, car purchase and hire £6,196, ten months of guardianage on a mooring buoy in Le Marin, Martinique £3,454, boat insurance (third-party only, through Pantaenius) £3,512, and two haulouts £1,082.7:02 The figures exclude the current refit, which Annette says she will cover separately.1:51 Spending ran higher in the first two years; later years came in well under the average.10:48 The practical conclusion: cruising on under £20,000 per year for two is achievable by anchoring, doing your own maintenance, and equipping the boat fully before departure.

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