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Dirk and Rigi, a couple living aboard their boat Suria, report an average monthly expenditure of approximately 670 to 840 euros per person over three years of full-time cruising.▶ 8:05 They finance their lifestyle primarily through rental income from a property in Germany, supplemented by interest from savings.▶ 0:05 Insurance represents a fixed cost, with the couple paying 77 euros per person monthly for a five-year international health insurance policy through Hanse-Merkur via Preuss-Yacht-Versicherung.▶ 1:28 They minimize expenses by performing all boat maintenance themselves and anchoring almost exclusively, which keeps marina fees near zero.▶ 4:15 Fuel consumption for their two Yanmar engines averages 1.8 liters per hour at 2,000 to 2,200 RPM, as they prioritize sailing over motoring.▶ 5:33 Food remains their largest variable expense, often managed by shopping at Lidl.▶ 3:34 The couple avoids recurring subscription services and utilizes free software like DaVinci Resolve for video production.▶ 9:32 They conclude that living aboard is more cost-effective than their previous life in a house, provided they maintain a frugal budget.

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