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Owning a 23-foot keelboat is an accessible entry point into sailing that requires an annual operating budget of approximately $4,000 to $5,000.8:06 A 1990 Beneteau First 235 serves as a representative model for a first-time buyer, featuring a shallow-draft winged keel and a reliable four-stroke Tohatsu outboard engine.3:41 While the boat includes a newer mainsail and two hank-on headsails, the lack of a roller-furling system presents a significant safety and handling challenge for solo sailors, particularly in heavy weather.5:53 Prospective owners should prioritize installing a furling system to simplify sail deployment and recovery.8:11 Marina slip fees, including water and power, average $300 per month, while winter haul-out and storage on jack stands cost approximately $1,000 annually.9:51 Maintenance, licensing, and safety gear add roughly $1,000 to the yearly total.10:45 Costs can be reduced by performing self-maintenance, choosing basic marinas, or purchasing boats in need of cosmetic work.11:21

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